Equipment Loans

Equipment Loans – Financing for Every Tool
and Machine You Need

Flexible Financing for Business Growth

Redy Finance understands that having the right equipment is essential for your business. Whether it’s construction equipment, medical tools, or even office supplies, we’ll help you secure the financing you need to get your hands on the right tools. With a variety of lenders offering competitive rates, you can invest in new or pre-owned equipment with financing that fits your cash flow.

Types of Equipment We Can Help Finance

Construction: Excavators, bulldozers, cranes

Agriculture: Tractors, harvesters, irrigation systems

Medical:Diagnostic tools, hospital machinery, lab equipment

Office:Computers, printers, desks, and furniture

Manufacturing:Industrial machinery, assembly line tools

Transport:Trucks, trailers, and delivery vehicles

Eligibility for Low Doc or Full Doc Equipment Loans

Choose the right type of loan based on your business's financial documentation

Low Doc Loans

Ideal for small businesses or self-employed individuals without extensive financial paperwork. Low doc loans allow you to get financing without providing full financial documents.

Full Doc Loans

If you have complete financial records, such as profit & loss statements, tax returns, and bank statements, a full doc loan may offer you better interest rates and more favorable terms.

Tips for Equipment Loan Success

Securing financing for equipment can be straightforward if you follow these key tips

Know Your Equipment Needs

Determine exactly what equipment you need and its cost. Having a clear plan ensures you get the right financing.

Keep Financial Records Organized

Whether applying for a low doc or full doc loan, having your financials in order (tax returns, business bank statements, etc.) will speed up the approval process.

Explore Used Equipment

Pre-owned equipment can offer cost savings while still delivering the tools you need. Many lenders provide loans for both new and used equipment.

Prepare for Maintenance Costs

When budgeting for equipment, include maintenance costs to ensure the long-term success of your purchase.